M - F, 8:30am - 5:00pm
(617) 389-9400

Boat Insurance

Get your free quote for Everett boat insurance call 617-389-9400 or visit us Philbin Insurance Group.

Massachusetts Boat Insurance

There is nothing like being on the open water! However, what if something happened and you were involved in an accident? That accident might be at sea, or on land while you are towing your boat or PWC. Are you adequately protected? We want our clients to be relaxed – knowing they have the insurance protection they need.

Policy Features

We have a number of different programs available which can include roadside assistance, on water towing, total loss replacement, and more.

We take the time to present you with options, explain the different types of coverage available, and discuss the policy limits that make sense for your unique situation.

Regardless of the type of watercraft you have, be a “jet ski", sailboat, fishing boat, house boat, or an entire fleet – we are here to help you with all your marine insurance needs.

In 10 seconds, it Drifted 20 Feet

This summer, a party of four took a sailboat out on a Great Lake at about 1:00 am. Once they were a few miles from shore, they decided to take a midnight dip. All four of them. Before the boat was anchored.

As soon as the captain hit the water, he realized what they had done. By the time he began furiously swimming toward the boat, it had already drifted 20 feet. His lifeless body was found a week later floating near shore.

Two of the passengers treaded water for four hours. Some early morning fisherman rescued them. The Coast Guard located the other passenger. He did not survive.

The boat drifted about eight miles south.

If you have spent any time in the water, be it a lake, river or ocean, you know what can happen, happens quickly.

At Philbin Insurance Group, we will protect you, your boat and your passengers with the precise boat insurance needed for your vessel.

Philbin Insurance Group Your Massachusetts Boat Insurance Expert

As serene as the water appears is when a storm will rear up or another boat will lose an engine in the marina and collide into you.

A boating accident can ruin your peace of mind, finances and in the case of the poor people in the sad story above, it can take a life.

For the price of a few dollars a month, you will be protected against any calamity that occurs on the water or to your vessel.

At Philbin Insurance Group we have protected the residents of Massachusetts from boating accidents since 1988. We know our area and the waters in it.

Complete the Protection Savings Form right now, before that boat launches. The professionals at Philbin Insurance Group will contact you with boat protection that will pay for itself in peace of mind as well as dollars and cents.



  • "I'm very pleased with my policy with Philbin Insurance Group. I recommend you to all my friends and family. I think you're the best auto and home insurance company in today's market. Your agents are personable and professional. Thank you so very much!"

    — Kim S., Medford
  • "We have been with Philbin for years. The service has always been great! All the agents have been friendly and more importantly competent! We would not change."

    — Lori C., Stoneham
  • "You are the best! Thanks for all of your team's time in getting me countless quotes. I am confident that I have the right information and therefore am able to make better decisions. I'll be trying the online quotes to try and save even more time!"

    — Leo Z., N. Reading
  • "I have been a part of the Philbin family for over 10 years and my parents have been with them even longer. Always quick to respond, friendly and you know they will do anything to help you and their agents are so easy to talk to, like talking to a friend."

    — Ashley J., Woburn
  • "Philbin insurance has helped me & my family with genuine concern for us in our times of needing insurance information & help assessing all of our policies. We live in Weymouth & plan on using Philbin for many years to come. Thank you for your quick & courteous responses over the years."
  • "I have done business with Philbin Insurance for many years, and have been completely satisfied with all and every transaction. Thank you."

    — Anna R. , Everett
  • "I have been a customer of Philbin's for many years and have always found their service to be very professional. When ever I have a question I have always received a prompt answer."

    — Tim C., Methuen
  • "I have had my car and home insurance with Philbin Insurance for numerous years. Over the years I have had to call on occasion for help with insurance matters and received prompt, courteous and knowledgeable assosiates to assist me, I have recommended your services in the past and will continue to do so. Thanks for the many years of quality service."

    — Katherine G., Medford
  • "Philbin Insurance is a family run business with whom I've done business with for over 40 years. They have provided me and my family with the most professional interactions, responsive to any inquiries that I may have regarding home and car insurance, and have provided me with the most cost effective insurance policies available. Thanks and kudos to the Philbin family."

    — Gus M., Reading
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    — Mary C., Swampscott
  • "I have my insurance with Philbin Insurance Agency and I have to say they are number 1 when it comes to customer service. You always get to speak with your representative, and they always provide you with the answers you need and the best insurance rates to suit your needs. I will always continue to use Philbin Insurance agency and couldn't be happier with my choice. Thank you Philbin."

    — Sarah G., Methuen
  • "I've been a customer of Philbin Insurance Group since I first moved to Massachusetts four years ago, and I've only had good experiences with their agents. From finding me a better deal to being extremely prompt in helping me take care of issues, their customer service is top-notch."

    — Christina V., Saugus
  • "Been with you for years. (House & Cars) Love Nancy in the Lynnfield office!"

    — Tracy C., Peabody

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617-389-9400

Everett Office


629 Broadway
Everett, MA 02149
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Hours: 8:30am - 5pm, M - F
Phone: 617-389-9400
Fax: 781-584-4445

Burlington Office


1 Mountain Road
Burlington, MA 01803
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Hours: 8:30am - 5pm, M - F
Phone: 781-272-8210
Fax: 781-584-4445

Lynnfield Office


220 Broadway Suite #304
Lynnfield, MA 01940
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Hours: 8:30am - 5pm, M - F
Phone: 781-596-0033
Fax: 781-584-4445

Malden Office


258 Highland Ave
Malden, MA 02149
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Hours: 8:30am - 5pm, M - F
Phone: 781-322-1400
Fax: 781-397-9613