Massachusetts Boat Insurance

There is nothing like being on the open water! However, what if something happened and you were involved in an accident? That accident might be at sea, or on land while you are towing your boat or PWC. Are you adequately protected? We want our clients to be relaxed – knowing they have the insurance protection they need.

Policy Features

We have a number of different programs available which can include roadside assistance, on water towing, total loss replacement, and more.

We take the time to present you with options, explain the different types of coverage available, and discuss the policy limits that make sense for your unique situation.

Regardless of the type of watercraft you have, be a “jet ski", sailboat, fishing boat, house boat, or an entire fleet – we are here to help you with all your marine insurance needs.

In 10 seconds, it Drifted 20 Feet

This summer, a party of four took a sailboat out on a Great Lake at about 1:00 am. Once they were a few miles from shore, they decided to take a midnight dip. All four of them. Before the boat was anchored.

As soon as the captain hit the water, he realized what they had done. By the time he began furiously swimming toward the boat, it had already drifted 20 feet. His lifeless body was found a week later floating near shore.

Two of the passengers treaded water for four hours. Some early morning fisherman rescued them. The Coast Guard located the other passenger. He did not survive.

The boat drifted about eight miles south.

If you have spent any time in the water, be it a lake, river or ocean, you know what can happen, happens quickly.

At Philbin Insurance Group, we will protect you, your boat and your passengers with the precise boat insurance needed for your vessel.

Philbin Insurance Group Your Massachusetts Boat Insurance Expert

As serene as the water appears is when a storm will rear up or another boat will lose an engine in the marina and collide into you.

A boating accident can ruin your peace of mind, finances and in the case of the poor people in the sad story above, it can take a life.

For the price of a few dollars a month, you will be protected against any calamity that occurs on the water or to your vessel.

At Philbin Insurance Group we have protected the residents of Massachusetts from boating accidents since 1988. We know our area and the waters in it.

Complete the Protection Savings Form right now, before that boat launches. The professionals at Philbin Insurance Group will contact you with boat protection that will pay for itself in peace of mind as well as dollars and cents.